In a world where the majority of people live paycheck to paycheck, it’s easy to fall behind. When this happens, credit is what most people depend on to tide them over until they can think of a more permanent solution to financial difficulties. Unsecured loans like traditional bank loans, payday loans, and flex loans use a person’s credit rating and income to approve the money. Yes, the interest rates on these types of loans are lower but the fact is that most people without good credit will never have access to this solution. That’s when you need title loans online fast.
When you need money fast, the last thing you want is a lengthy application that takes hours to fill out, followed by another round of getting documents to fax in and time-consuming phone calls to verify everything. The simplicity of title loans is a thing of beauty for borrowers and for most people, the speed at which you’re approved is well worth the higher interest rates. The application itself asks you:
Title loans in Bradley are ideal for bad credit borrowers who don’t have time to waste in receiving their money. Anyone who has an immediate need for cash should apply.
Auto title loans help thousands of people in Illinois avoid things like utility disconnection, car repossession, and eviction from residences. These loans can be used to pay on any type of bill or luxury item you want (it’s not against the rules to splurge a little on something you want). However, because these are short-term loans, it’s best to only spend the loan money you can repay. Our flexible repayment plans will help you responsibly use the funds from your vehicle title loan and then repay in the shortest amount of time possible to avoid interest.
In Illinois, it’s expected that your interest will be simple interest, or interest that doesn’t go up or down. If your interest is 25%, you will have that interest rate the entire repayment duration. We follow all laws that Illinois has adopted to protect title loan borrowers. In fact, we go above and beyond to make the loan as fair to you as possible, without taking advantage of your situation. We know that you’re already hurting financially. It’s our job to HELP you, not hurt you. So when you apply with us, you’ll be approved quickly and we are flexible with repayment and competitive with interest rates.
If you need cash in the quickest amount of time possible, a title loan in Bradley is going to be your ultimate answer. There’s no credit check, no vehicle inspection, plenty of options for repayment, and fair interest rates for the type of loan that this is. Since it’s a short-term loan, remember that you only have a maximum number of renewals to repay the loan. If not repaid in that time, repossession is inevitable. So when you apply and speak with our loan specialist, make sure you set up realistic repayment plans to reduce the amount of interest that you pay and ensure that you get your loan paid off on time. As long as the loan is repaid on time, you keep possession of your car the entire time! You’re always free to take out more than one title loan in the future, too.