If you live in Brandon and have outstanding debts, take charge of your finances today with an auto title loan. Get the cash you deserve in as little as 24 hours, and send your creditors packing. Enjoy the peace of mind that comes from knowing your bills are completely paid.
Auto title loans online are straightforward, easy and fast. If you have a vehicle and a title, then you’re eligible for a title loan.
Title Loans 101
Title loans are secured loans. With a secured loan, you pledge a guarantee of payment to the lender. Unlike unsecured loans, title loans don’t require a credit check. Unsecured loans depend entirely on your creditworthiness. But what if you’re like most people who have less than stellar credit? How to you get a loan? Title loans, of course. Our online application couldn’t be more discreet, fast, or simple.
Our application process and its requirements are the same for all Florida residents, whether you apply for title loans in Brandon or in any other Florida community/city. To get an idea of the loan amount you can expect, we offer fast, free quotes. Just enter your vehicle’s
Click “Next,” and then enter some basic contact information, such as your
A representative who is knowledgeable about title loans in Brandon will contact you shortly to guide you through the remaining steps and to verify a few additional eligibility requirements. You must be at least 18 years old (with proof), own your vehicle and possess the lien-free title. Your vehicle needs to be paid off or nearly paid off.
You must also supply basic proof of finances, such as employment or an alternative source of income that enables you to repay your loan.
Florida law is particularly protective of title loans applicants. The law caps interest rates at a certain amount and requires lenders to offer loans at lower interest rates as the loan amount increases. This means that you pay less interest in Florida on your title loan when you borrow higher amounts.
Florida law enables you to obtain the up-to-date market value for your vehicle, so your title loan is potentially worth thousands. The law also requires lenders to be state licensed, so you’re certain to do business with a reputable, legal lender. These factors go a long way toward protecting your assets.
You get to keep your car during the lifetime of your loan. In fact, title loans do not interrupt your lifestyle or your livelihood in any way. You can spend your title loan on anything:
Repayment is extremely flexible. Florida law allows you to renew your loan several times, which lets you renegotiate terms and avoid defaulting. Since your title loan has nothing to do with your credit, it never affects your credit score or appears on any credit reports from the Big Three.
Title loans have no prepayment penalties. If you repay your loan in full before its official due date, there are no fees. Get a title loan today, and clean up all your debts in no time.