Emergencies can occur without warning, and even if you have money saved up, you may still not have enough to cover all your expenses. You definitely don’t want to leave any bills unpaid, because then they could start accumulating late fees and may even bring down your credit score.
A solution that has worked for many consumers due to speed and convenience is title loans Canyon Lake.
All you need to obtain a title loan is a car that you own, and the application process is very fast. This type of loan works well as a same day bad credit loan, especially since there is no credit check involved to get one.
Your title loan online can be put towards any expense, including old bills, a car repair, a medical emergency or anything else you need. The title loan company won’t put any restrictions on how you spend your money.
Despite how convenient title loans are, we decided that we would make it even easier to get one for our customers. After all, a search for “title loan near me” often pulls up dozens of listings, some not even in your area.
Right here on our site, we have an online application for title loans Canyon Lake that won’t take you more than a minute. You’ll start by filling out this car info:
• Approximate Mileage
Then, you’ll need to fill out this contact info to finish the form:
• Your full name
• Your phone number
• Your ZIP code
With your vehicle info, we can provide a free car title loan estimate for you to get an idea of how much money you could borrow, if your car is in good shape overall. We’ll also have one of our friendly loan reps call you as soon as possible to answer any of your questions and set you up with a lender to issue your loan.
With a title loan, you’re putting your car up as collateral to secure the loan, but the lender only keeps your car title during the term of the loan. In Texas, title loans can have terms up to 180 days.
Most lenders go with 30 days, which is a standard title loan term length, and if that’s the case for your title loan, you can renew it up to five times before hitting that 180-day limit and needing to pay it in full.
The state limits title loan interest rates to 10 percent, but there can be other fees on top of that. It doesn’t limit the amount you can borrow with a title loan.
The biggest benefit of a title loan is its convenience. When you get to the lender’s office, it often doesn’t even take an hour before you’re leaving with your title loan. The only items you need to bring with you to get your title loan are a government-issued ID, your car and its title.
There’s no credit check required for a title loan application, which means bad credit won’t rule out being able to get a title loan.
Since you have your car while you pay back the loan, getting a title loan doesn’t put you through any inconvenience. You can still drive wherever you need to go every day. If you don’t have the money to pay your title loan, you can always extend it to pay less for the current term.
Other cities in Texas we serve:
Apply online for free to get your loan quote and you could have your money within 24 hours!