Working a minimum wage job can be scary. You never know whether you’ll be cut next week or have your hours slashed. In either situation, it’s really hard to continue making regular monthly payments on your bills. Since part-time and minimum wage jobs come and go, it’s nice to have a backup plan for securing quick cash to tide you over. Title Loans Online understands these kinds of financial problems, and we have the ultimate solution for folks who need quick cash. We offer title loans in Dallas, which are short-term loans that can be used to carry you to the next new job, help you make monthly payments or anything else you need. Depending upon the market value of your vehicle, you could receive a loan for thousands. Our flexible repayment plans allows you to repay the loan in as little as 30 days, or we can extend the repayment period for several months, which often suits more people’s needs. Loan approval is a cinch when you own a vehicle and have a clear title. Credit isn’t used for loan approval, and if you are in a big hurry for quick cash, we pay out in a day or less.
• Loan consultations are handled over the phone for your convenience, and there is no charge for this service.
• Approved borrowers retain the use of their vehicles with no driving restrictions.
• Easy online applications save time and money.
• Borrowers sign contracts, which help to confirm loan terms and financial responsibilities. Contracts must meet state car title regulations to protect consumers.
• Secured car title loans may rate higher loan amounts with good interest rates.
• Anyone is free to pay off their loans early without incurring penalties.
• You’ll work with a loan representative to iron out the details of your loan over the phone.
• Credit checks aren’t used, so bad credit isn’t an issue for loan approval.
• Title Loans Online pays out cash on title loans in Dallas within a day of receiving your application.
• Short-term title loans in Dallas come with competitive interest rates to keep payments manageable.
• Borrowers choose how and when they’ll spend their loan funds.
What kinds of documents are needed for loan approval?
You will need your driver’s license to confirm your identity, residency and that you are at least 18 years of age. To meet loan collateral requirements, you’ll need to submit the paper copy of your car title at closing. Your title should list you as the car’s owner. To qualify, vehicles should be paid in full or almost paid for. We can accept a number of different models and ages like SUVs, cars, trucks and motorcycles, but vehicles must be driveable.
How do I get a clear title if I don’t have one?
If you just need to update records, you can take your car lien release to the Motor Vehicle Department and exchange it for a new lien free title. You should have received a lien release after paying off your car loan.
Is it hard to apply for a car title loan?
No, applying for an online Texas title loan is very easy. To complete our online application, we require the following information:
The age of your vehicle and the make, model, body style and mileage reading. To contact you about qualifying, we’ll need your contact information such as your full name, phone number, email address and zip code.
How long will I have to wait to learn how much cash I can get?
All applicants receive a personalized loan estimate within hours of applying.
Can I still use my car to get to work when I am carrying a loan?
Yes, you can use your car any time you like. There aren’t any driving restrictions during the loan period.
Is there a convenient loan center store near me?
We have several local loan center stores near you where you can make payments and meet with a loan representative if desired.
Short-term title loans make it easy to get quick cash for any purpose with friendly services, convenient loan locations and affordable repayment plans.