Imagine living paycheck to paycheck, which means you have just enough money to pay for what you need. Then, your pay is reduced through a job loss or a pay cut. How do you handle that? Well, if more money is what you need, you should consider title loans in Encanto Village. In less than a day, you can get cash to help your survive until you can make more money.
Title loans in Encanto Village allow consumers to put their vehicle up as collateral to get cash. They give the lender the title paper, and the lender puts a lien on the car, truck or motorcycle. Once the loan is paid back, the lien is removed, and the title certificate goes back to the borrower. There is no credit check, which makes them bad credit loans online for people with low credit scores.
Legally, applicants have to be 18 or older, and they must own the vehicle used for the loan. While borrowers don’t have to have a job, they do need to have an income of some sort that they use to make loan payments.
Some people hate paperwork, and that’s understandable. But, the application for title loans in Encanto Village isn’t like the paperwork you’d expect for a loan application. In fact, it’s actually more like a short form, and it will only take you a few minutes to fill out. Do it, and we’ll give you an instant loan quote and immediately start working on your loan processing. There is a bit more info we need, which we’ll get when we discuss the loan offer, but it won’t take long. Most loans are completed and handed out in less than a day.
Arizona mandates interest rate caps which are based on the amount of the title loan. Amounts over $5,000 are subject to monthly 10 percent interest rates, while loans between $2,501 and $5,000 are capped at 13 percent. Lenders are allowed to charge higher interest on smaller loans. Amounts between $501 and $2,500 have a maximum rate of 15 percent, while loans of $500 or less are charged a maximum of 17 percent.
There is no limit on loan amounts, and borrowers can get a title loan without a clear title. They would just add the lender as a lien holder in order to qualify. Plus you can use your money on whatever you want, whether it be an emergency or business investment, title loans can be used on any thing.
Want to find out how much money you can earn while you are unemployed. You can get a title loan as soon as tomorrow and find out how much you can get while being unemployed also be sure to check out our article about unemployed loans.