Auto title loans are borrowing options for people with less-than-perfect credit. In fact, one of the most unique features of car title loans in Goose Creek is they don’t require a credit check. That’s right: no matter how good, or bad, your credit is, we don’t care because we’ll never pull it.
Instead of relying on your credit to approve your loan, we hold the title to a vehicle you own until you pay your loan off. It’s our way of securing the loan and bypassing the typical credit process. When you pay off your loan, we’ll return your car title. We’ll never hold your vehicle as collateral, just the title itself. For title loans in Goose Creek, we accept titles to cars, motorcycles, boats and commercial vehicles.
Start the application process here on our website. Use our loan estimate tool to see how much money you qualify for, then proceed with the full application if you like the numbers you see. Just tell us the car’s:
Then give us your:
Our system will automatically generate a loan quote based on the value of your vehicle. We regularly loan amounts from $1,000 to $10,000 and more to our customers every day. The newer and better maintained your vehicle is, the more money we can loan you.
The loan quote is just a preliminary step in the application process. We need more information when you’re ready to complete it. We’ll need your photo I.D., proof of address, proof of income and the original auto title. For an online title loan in Charleston, we may also ask for a short list of personal references and a copy of your ignition key.
Don’t have a job? Not a problem! We can approve your application as long as you have some form of reliable, verifiable income, whether it’s from child support, alimony, retirement or disability payments. Talk to one of our professional, helpful title lending professionals about your personal situation. We’ll do everything we can to approve your application.
While some states have outlawed vehicle title loans, South Carolina is proud to offer this lending option to the people who need it most. To qualify, you must be at least 18 years old and a legal U.S. citizen. Lenders are legally obligated to post finance charges in a conspicuous place in their places of business and they must explain, in detail, how much a loan will ultimately cost a customer before they agree to undertake the loan. Lenders are allowed to provide auto title loans online provided they adhere to all of the above and have a way for customers to contact them to resolve issues.
Getting a car title loan is quick, easy and hassle-free. No more long waits at the bank, no more embarrassing and prying application process. No more answering questions about your credit and being turned away because it isn’t perfect.
We understand that people make mistakes sometimes. We’re not worried about what you did in your past. We only care about helping improve your future. Apply with us today and find out how much money you qualify for!