Just outside Las Vegas and near the Sloan Canyon Reservation you’ll find a country town in Nevada known as Henderson. This city offers a bit of a different landscape than the Las Vegas downtown, and most of its attractions are outdoors such as the Lion Habitat Ranch and the Clark County Museum which has old homes put on display. But sometimes you need a little extra cash to go explore Henderson’s attractions, and that’s what our company which specializes in auto title loans in Henderson offers.
Why should you apply for auto title loans in Henderson, NV? Unlike most other bank loans, you don’t even have to disclose any reasons you want a title loan. You could use one to pay your electric bill, pay off a hospital visit, or even pay for an excursion or camping trip out to the Sloan Canyon area. All you need for auto title loans in Nevada is a vehicle with a title because your vehicle is the collateral in a title loan, a process that works a little similar to a pawn shop loan. But it’s the title that’s kept instead of the vehicle so that way you can keep driving it, and once you repay your title loan your title is returned clear.
Our auto title loans in Henderson, NV accept people with all credit, even if your score is as low as 300, or your credit has been destroyed by filing for personal bankruptcy. Secured loans mean that the collateral covers the loan amount, and that’s why your vehicle’s value and your monthly income is used instead of your credit score. But there is an agreement you will need to sign to indicate you will repay your title loan within the specified period.
You might already have a car title loan with another company and perhaps you’re not finding your current terms favorable, or your finding you might not make the payment as you agreed. We can do refinancing for auto title loans in Henderson in which you can have your current title loan taken over by us and your payment restructured. You’ll just need to follow the same application process that our regular title loan customers follow and we’ll do the appraisal on your vehicle and offer you the new terms on your remaining balance.
Sometimes the only way to find title loan relief is by selling a car with a loan still on it. It’s not always as cut and dry as selling your car to a dealership or as a person-to-person sale, but it can still be done. A title loan lender has a lien on your vehicle title when it’s under a title loan, and that lien will have to be cleared in order for the new owner to have legal possession of the vehicle. You’ll probably have to conduct the sale at the title loan store to have that lien removed, and you may even need a third-party to make sure the final transaction goes through legally. But if the price of selling your vehicle exceeds the current amount you owe on a title loan, you are entitled to keep the remaining balance.
The best way to get approved for our financing is to apply for our auto title loans online first. You just enter certain information including your vehicle’s mileage and year, and we’ll give you a rough estimate for how much your loan will be. But you will need to bring it to one of our Henderson title loan stores to get it inspected and to sign over your title. You’ll need to make sure you have these documents as well: