Let’s face it: Not everybody has a good friend or willing family member to turn to when they’re down in the financial doldrums. When bills are fast approaching and it doesn’t look like there’s a way to handle them all in time, there are a few other solutions to turn to — namely, title loans Kendall.
There are several short-term loan agencies out there that can help you when you need assistance dealing with emergencies like these, but we believe that auto loans offer the best balance between value and convenience. Where other lenders typically have a strict requirement of one sort or another, we only ask for the temporary relinquishment of your car title as collateral until you’ve repaid us. It’s simple stuff.
In addition, title loans Kendall offer the following benefits:
• Rapid cash delivery
• Loan sizes averaging in the thousands and managing up to tens of thousands in some cases
• Law-abiding and easygoing APRs
• No credit checks
• Convenient refinancing system to give you that little extra boost
Applying for our services is probably one of the easiest hoops you’ll ever have to jump when it comes to financial stuff. We know how complex other lending agencies tend to be when they’re looking for clients to approve for their services, but because of the way title loans Kendall work, we’re able to get away with just the basics:
• ZIP code, name, phone number and email address for contact
• The make, model, style, year and mileage on your car
That’s it. Once you’ve submitted everything, a free title loan quote will be generated on the spot. Relax while one of our representatives goes over the details and calls back at the provided number with the good news. Feel free to ask us any questions you may have, as we want you to be secure when considering who you’ll turn to for assistance in trying times.
If you decide that you’re good to move forward with us, we’ll only need two more articles of information: proof of identity and evidence of your income. It’s also helpful if we can collect some details about your monthly expenditures, as this helps us create a loan that you can actually afford and pay off in time. Your income situation combined with the value of your car will help determine the overall size of the loan that you’ll carry out and what time period we can let you pay it back in.
Because of the less-than-awesome history that dishonest title-based lenders have left in their wake, laws have been written over the years to severely restrict what we’re allowed to do when handling our clients. Consider the following when taking out auto title loans Miami:
1. All of our staff members must pass official testing for certification in their field in order to deal title loans Kendall to our valued clients.
2. Your interest rates may not increase beyond 10%, period. Nowhere in the law are there exceptions to this, and violating this law constitutes a felony known as usury.
3. Your vehicle will never be seized unless you’ve failed to pay off your title loan or otherwise refinanced it within 60 days of carrying it out.
4. Original title loan payment periods may not exceed 30 days. However, you can choose to extend your payment period if you find that you need a little more time.
One more time, let’s go over why title loans are a good idea:
1. With zero credit checks and a forgiving income analysis program, title loans are easy to qualify for.
2. You can receive the money in as little a few hours, but often no more than 24.
3. We keep the interest rates low to make it easy for you to pay it back.
4. Our refinancing program gives you the leg-up you need to make sure your debts are relieved.