Sometimes life hits us with the unexpected and we need fast funds to take care of the mess. Unexpected medical bills often come in the fastest, leaving us with thousands of dollars in debt and high interest rates.
Disconnection notices for utility bills and eviction notices that threaten our home or apartment send shock waves through lives. It’s good that title loans exist, especially for those people who do not have the high credit rating to qualify for other important types of traditional loans.
When you take out a car title loan, you use your car as collateral to secure the loan. It’s a short-term source of emergency cash that gives you the money you need to deal with your unexpected financial crisis.
Because of the higher interest rates on title loans in Leon Valley, TX they are most responsibly used as short-term loans to be paid off in 6 months or less.
Our application for title loans in Leon Valley is short and to the point. We ask for basic information like your name, zip code, and phone number, and then basic information about your car, such as make, model, year, and mileage.
From this information, we give you a handy loan estimate that helps you decide whether or not our loan will meet your needs. If it does, you can accept the loan when one of our loan specialists contacts you.
Loan specialists are there to answer your questions 24 hours a day, 7 days a week. It’s our goal to make sure that you understand the terms of repayment and the interest rates associated with our loans.
We repeatedly help customers learn more about title loans online throughout our helpful application process. By asking good questions, you’ll be able to decide whether or not title loans meet your needs.
The state of Texas governs title loans in Leon Valley so that borrowers get fair, competitive interest rates. They cap off interest at a maximum of 10% so that lenders can’t take advantage of already high interest rates.
Thankfully, they also help out by making it so that you cannot renew a car title loan more than a total of 5 times. Since you can’t renew more than that, it cuts down on the amount of interest that you have to pay.
We’re sticklers for following regulations about car title loans. If you go through us, you’re going to get the most competitive rates in our industry and you can be sure that all of our loans meet the tough restrictions of the state of Texas.
We know that these laws were enacted to protect customers. We firmly believe that it’s our duty to protect our customers according to the law.
Title loans are nifty little loans if you repay them in the period of time that you are given. You get to retain possession of your car during the entire repayment period without having to worry about losing your car at all– as long as you repay the loan in 6 months or less.
Our repayment terms are as flexible as the industry allows and we work with you to make sure that you realistically budget to repay the loan.
Contact one of our loan specialists today to take advantage of these great perks:
Other cities in Texas we serve:
Apply online for free to get your loan quote and you could have your money within 24 hours!
And that’s just the short list of benefits. Contact us today!