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Title Loans Minden, LA

Minden is a small city in northwestern Louisiana and is located twenty eight miles from Shreveport. Minden is 51.7 percent African American. On February 13, 1899, Minden recorded the state’s all-time coldest temperature, −16 °F (−27 °C) degrees during the height of the Great Blizzard. Another −16 °F (−27 °C) reading was recorded in Minden on February 2, 1899. The original settlers of the Minden area included Newitt Drew, a Welshman from Virginia, Charles H. Feeder from Schenectady, New York who named the town for a city in Germany and a group led by the Countess Leon of Frankfurt, Germany. You can find a preservation of one of these settlements at the Germantown Colony and Museum. The year of 1933 is known as “The Year of Disaster,” as there were several natural disasters in Minton. In 1959, Minden was named the cleanest City in Louisiana. The area now known as Camp Minden used to be the site of the Louisiana Army Ammunition Plant and in December 2012, police began removing 2,700 tons of explosives from the Plant due to a nearby explosion.

The condition of the economy in the state of Louisiana is a mixed bag at best. The global financial meltdown of some years past set the region on a downward course, and to date little upwards progress seems to have been made.

The effects of this ongoing situation can be seen in areas such as Minden. This community that lies about 30 miles from Shreveport has a per capita income of about $18,000 per year, while the average rents are approaching $700 per month. When extra costs that involve food, clothing, medical care, and utilities are factored in, it becomes clear that many resident may be living from check to check.

To exacerbate the matter, the members of the regular banking community have shown little interest in dealing with those who lack stellar credit scores or significant assets.

Thankfully, another way exists. It’s known as a title loan, and is a simple cash advance that’s available to anyone that can provide a clear and current title to their vehicle. Here on the Title Loans Online site, our passion is to help those who need title loans in Minden to access the help that they need.

Applying for Title Loans Minden – Quite the Pleasure

The procedure for getting online secured loans here on the Title Loans Online site has been designed to make the process as pleasant as possible for our valued visitors. As our reps will be contacting prospective loan recipients during the course of the application, the first step will be for clients to enter some basic contact details in the proper areas. Email address, phone number, and name will all be necessary.

Next, some information about the vehicle that will be used as collateral in the transaction should be included in the provided fields. Model, mileage, make, and year should all be listed. It should be noted that a wide variety of vehicle types may be used for this purpose.

After these steps are completed, customers will receive a prompt quote that will inform them of how much cash is potentially available. Lastly, our friendly and professional title loan reps with contact customers, answer questions, and tie up loose ends.

Legal Regulations Covering Title Loans Minden

The laws concerning receiving title loans in Shreveport are clear enough for the layperson to understand. When a loan applicant is ready to present the vehicle of their choice for use in the transaction, they should also be ready to make the clear and current title for it available. On the repayment front, many customers prefer to go with a fast, 30-day payment schedule. Others opt for longer payment windows, if their personal needs require this.

Benefits of Title Loans

Compared to those offered by the regular banks, title loans offer many superior perks. Some of the major ones are listed in the following section.

  • No credit checks. The vehicle that is used for the transaction also serves as collateral. This makes any credit checks redundant.
  • No background checks. Mistakes will be made, but that shouldn’t disqualify those seeking to improve their personal circumstances from receiving assistance.
  • Use the vehicle. We encourage our loan recipients to continue to use the collateral vehicles for personal needs while loan balances are being serviced.

It’s clear that the fiscal situation in Louisiana needs a serious overhaul. That said, those on the site today seeking title loans in Minden can expect support in their endeavors.

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