When people need extra money, they frequently turn to car title loans because they offer convenient options like flexible terms and affordable repayment plans. For example, it’s possible to get a short-term loan, which must be repaid within 30 days.
These are ideal if you want to borrow a small amount of money and pay it off quickly. However, many title lenders also offer longer loan terms of 36 months, which is convenient when borrowing a larger sum of money.
There are also a number of affordable repayment plans, which can be customized to match your budget requirements. Our customers enjoy these options and a number of other great benefits included with title loans in Murphy.
You can easily apply for a title loan using our simple online application, which only takes about five minutes to complete. Credit checks are not used for qualifying. Instead, we rely on your car title to secure the loan.
Approved borrowers retain the use of their vehicles during the loan term, so they don’t experience any inconvenience. Loan funds can be used for anything like catching up on bills or paying down high interest debt. Learn more about title loans and how you can benefit.
• Complete a Short Online Loan Application
We don’t want to take up your time unnecessarily, so we’ve kept the application form to a minimum. To submit an online application for title loans in Murphy, you’ll need the following:
1. Your phone number, telephone number, email address and home zip code.
2. The age of your vehicle, a mileage reading and the make, model and body style.
• Required Documentation
1. A driver’s license to confirm your age and residency.
2. A working vehicle with a car title in your name.
3. A source of income for repaying the loan.
• Loan Estimates
To keep applicants informed throughout the loan process, Title Loans Online sends each loan applicant an instant loan estimate. After receiving the estimate, you are free to continue on to the next phase for a loan consultation or pass on the offer.
Shortly after receiving your application, a loan representative will give you a call to get additional information about your income and qualifying. Most folks have no trouble qualifying because we accept a number of income sources.
You’ll be given the opportunity to explore several loan repayment plans to find the best one for your needs.
Loans are closed at local loan center stores. You’ll need to bring along the paper copy of your car title to finalize the loan arrangements. Borrowers receive a copy of their contract, which meets state auto title loan regulations. After reviewing and signing your contract, you may collect your loan funds.
Cash for Any Purpose
We don’t require you to state the purpose for your loan. You can use the funds to make repairs around the home, pay college tuition or repair appliances.
We make sure that every approved borrower receives their loan funds within a day or less of applying.
Our customers are top priority, so we’ve gone to great lengths to keep the loan application quick and easy. You can call our service centers any time to get questions answered, drop off payments, apply for loans or meet with a loan representative.
We’ll be happy to help you choose a payment plan that makes good sense for your finances.
Whether you’re working a minimum wage job, working part-time or have poor credit, we can help you to get the financing you need today with an online title loan.