The unincorporated community of Palm Harbor FL can boast of a population of over 64,000 residents, located north of St. Petersburg and west of Tampa. Enjoy a wide range of travel accommodations at resorts, condominiums, and RV parks. There is a wide variety of foods offered by local restaurants including ambitious Mediterranean from Massimo’s Restaurant. Those enjoying one of the area resorts may find a round of golf at courses such as Innisbrook Resort and Golf Club – Island Course to be to their liking. Otto B’ Fishing Charters is one of many charter services offering inshore/offshore fishing trips.
When the need for money arises, you try various methods to ensure that you acquire the money. Loans assist a lot when the need arises. With an auto title, getting a loan becomes easier. Title Loans Palm Harbor is there to help you with a car title loans. The credit given depends on the value of your vehicle and the ability to make payments as within the anticipated time. The range is from $500 to $1500, and the rates are quite fair.
The best part of this loan is that you are allowed to keep your vehicle as you continue making monthly payments.
What you need is to provide all the information about the vehicle. Importantly, state whether you are through with the payments and if not, how much is remaining? You would be required to give vital information about your finances and if you have a steady income or a job. Once you give this information, processing your information becomes an easier task. The advantage of acquiring this loan is that it is easy to apply and you can get feedback within a few minutes. Consequently, you will receive services from Monday to Sunday.
The following steps are paramount when applying for the loan.
Step 1: Application-Fill out a free online application using your smart device or your computer. The website is secure.
Step 2: Approval-Once you submit the online application, you will get a validation call from a title loan processor who will give you details on the amount your vehicle qualifies. The agent will ask you a few question to get an assurance that you are qualified for the loan. Then they will schedule a meeting for you and the loan agent from title loans Palm Harbor will meet you for consultations.
Step: Getting the money: An agent will meet you within an hour at your home or your work place or a place that you think is convenient. Once they meet you, they will assist you in finalizing your loan, and the afterward let you sign the loan agreement. After signing, the agent will hand you a check.
Normally, you have to pay the loan within 30 days, but there are extensions of 30 days by mutual agreement. In the title loan agreement, you are supposed to keep the vehicle while paying the loan. The title for your motor vehicle is held as security by the lender. If for instance, you are not able to pay the loan within the stipulated time, the lender has the right of repossessing your vehicle. The lender can go ahead to sell the car and pocket what you owe. Apparently, if it happens within the first 30 days, then you are entitled to receive the proceeds in excess. To avoid the risk of losing your vehicle if you miss a single payment, you should consider the following before taking the title loan.
• Understand the payment process
According to the law in Florida, the lender has to charge you interest on the loan up to 30% per annum for the first $2000 you borrow. For example, if you borrow $1000, you will have to pay back$1000in principal and an added interest of $300 within one year.
• Get the facts about the payment
Ensure that you under chapter 537 Florida statutes. The Title Loans Palm Harbor Florida acts require title loan lender to be licensed. Together with the money lender, make that sure you sign the agreement before getting the loan. Read and understand the agreement before you make any signings.