Have you always dreamed of taking a trip to California and dipping your toes in the ocean or tracking down your favorite celebrities? If you’re like many people living in Superstition Springs, you probably put your travel plans on hold because of all the other bills that you face. Between paying your rent or mortgage, insurance, credit card and utility bills, you may have just enough money to cover your living expenses and a few nights out. If you need a little extra for a special occasion or just to give you some breathing room, consider applying for one of our instant title loans. In just a few seconds, you can find out if you qualify for title loans in Superstition Springs.
A title loan is a type of secured or collateral loan. You use your car or truck as a form of collateral to secure the loan. While you might worry that the lender will swoop in and take your car, we take every step to ensure that this never happens. In addition to working out payment arrangements, we can also roll over a loan and bundle it with a new loan to give you even more breathing room. Before you look at lending laws or the benefits of one of our loans, you should look at how you can apply.
Thanks to instant online loans Superstition Springs drivers of all ages can now apply for and get a title loan. Why deal with all the frustrations of tracking down a loan officer at your bank just to get a loan for a few hundred dollars? With our loans, you can borrow the maximum amount based on the value of your vehicle or the smaller amount that you need.
Start with our online application, which asks a few standard questions to determine if you meet all the requirements for a loan. Enter your name, zip code and phone number before telling us the make, model and year of your car. You also need to give us an estimate as to the number of miles on its engine. Once you receive instant approval, you can chat with one of our reps over the phone. That rep will let you know what you need to do to actually get your money as well as the amount you’ll pay back and when each payment is due.
Arizona doesn’t have nearly as many laws in place as other states do in relation to title loans. Its biggest law pertains to the amount of interest that you pay on that loan. The state requires that lenders charge a minimum of 10% on all title loans equivalent to $5,000 or higher and restricts lenders from charging an interest rate higher than 17%. This higher interest rate only applies to smaller loans of $500 or less. Arizona also requires that lenders provide borrowers with copies of all loan documents.
With title loans Superstition Springs drivers now have an alternative to a standard bank loan. Instead of borrowing from a credit union or bank that will run your credit and ask dozens of questions, you can get a loan quicker from us. Some of the advantages of working with us include convenient repayment terms, an online approval process and no restrictions on how you use the cash that you get. Treat your family to a fun vacation, pay down a few bills or buy something nice for yourself. With title loans in Chandler, you can use your extra money for anything you want or need.